| Insurance Products
We offer an array of both personal and business insurance. We also offer several convenient premium payment plans that are available for personal and business policies. In addition, we offer a convenient monthly bank draft plan to our personal lines policyholders. For our premium payment plan options click here. For information regarding claims click here.
PERSONAL INSURANCE
Multiple policy discounts may apply when Southern Trust insures both your auto and your home. Multi-policy discounts may also apply to dwelling fire policies. Consult your agent for details.
Auto
- Liability
- Physical Damage
- Medical Payments
- Uninsured Motorist
- Towing and Loss of Use
- Good Driver Rates
Ask your agent about multi-car, airbags, defensive driver, driver training and good student discounts that may be available.
Home
- Replacement cost on dwelling
- Replacement cost on contents
- Discount for protective devices
- New home discount
- "Loss Free" credit
Additional Personal Coverage Available
- Scheduled Personal Property/ Valuables: jewelry, furs, silver, etc.
- Personal Umbrella Liability
- Watercraft
- Dwelling Fire
- Tenant Policy (renters insurance)
- Condominium Policy
BUSINESS INSURANCE
We specialize in insuring small and medium size businesses such as:
- Mercantile and Retail Stores
- Financial Institutions
- Offices
- Artisan Contractors
- Wholesalers
- Service Providers
A wide variety of automatic and optional insurance coverage is available to tailor a program specific to your needs:
- Business Owners
- Business Auto
- Commercial Package
- Business Liability
- General Liability
- Inland Marine
- Crime
- Professional Liability
- Workers Compensation
- Commercial Umbrellas
- Equipment Breakdown
|
