Business Insurance

For over 50 years we have worked closely with Independent Agents to protect the businesses you love. See why a Southern Trust policy is right for your business.

We can help cover your business.

Your business is important and we can help you cover it. We cover all types of businesses and offer a wide variety of coverages to meet your unique needs. We work closely with our agency partners to bring you the best coverage at a great price.

Service & Retail

We understand your business and make insuring it easy by combining property and liability coverage into one policy. We offer flexible coverage options and payment plans to suit your needs.

Common Coverages: General Liability, Property, Auto, Inland Marine, and Umbrella

Optional Coverages: EPLI, Cyber, Employee Dishonesty, Business Interruption, Equipment Breakdown, Plus Endorsements, and many more.

Office & Professional Services

From accounting services to medical offices, we offer excellent coverage and great rates.

Common Coverages: General Liability, Property, Auto, Inland Marine, and Umbrella

Optional Coverages: EPLI, Cyber, Employee Dishonesty, Business Interruption, Equipment Breakdown, Plus Endorsements, and many more.

Artisan Contractors

Every contractor is unique and our coverage can be crafted to fit your specific needs.

Common Coverages: General Liability, Property, Auto, Inland Marine, and Umbrella

Optional Coverages: EPLI, Cyber, Employee Dishonesty, Business Interruption, Equipment Breakdown, Installation Floater, Plus Endorsements, and many more.

Wholesalers

In the complex world of wholesale, we’ve got you covered.

Common Coverages: General Liability, Property, Auto, Inland Marine, and Umbrella

Optional Coverages: EPLI, Cyber, Employee Dishonesty, Professional Liability, Business Interruption, Equipment Breakdown, Plus Endorsements, and many more.

Garage

Your oil lube or repair shop offer quick and quality service, so do we.

Common Coverages: Garage Liability, Property, Auto, Garagekeepers, Inland Marine, and Umbrella

Optional Coverages: EPLI, Cyber, Employee Dishonesty, Business Interruption, Equipment Breakdown, Plus Endorsements, and many more.

Commercial Property Owners

Whether you occupy or lease your commercial building we have the right coverage for you.

Common Coverages: General Liability, Property, Auto, and Umbrella

Optional Coverages: EPLI, Cyber, Employee Dishonesty, Business Interruption, Equipment Breakdown, Plus Endorsements, and many more.