Commercial Umbrella

Coverages that may be right for you.

All businesses need protection from life's riskiest events. Please see below for some of our most popular coverages that you may need.

Business Income and Extra ExpenseIf a covered event keeps you from operating your business, this coverage provides loss of income and pays extra expenses related to getting your business back up and running.
Professional LiabilityProtects you from certain liabilities specific to your profession. We offer professional liability coverage for the businesses below:
  • Barbers and Beauticians Professional
  • Funeral Directors
  • Ministers
  • Hearing Aid Establishments
  • Optometrists
  • Printers
  • Veterinarians
Equipment BreakdownCoverage for mechanical breakdown of equipment used in the business.
Cyber LiabilityIn the event of a cyber-attack, we offer services to help your recover such as expenses from lost data, business interruption, and investigative services.
Employment Practices LiabilityCovers defense cost and damages for events related to your workforce, such as wrongful termination, harassment, and discrimination.

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Talk to a Southern Trust agent to find out what coverage is right for you.

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