Homeowners

Coverage Highlights

Dwelling	Coverage for your home and any attached structures, such as an attached garage or deck. In order to help you determine how much coverage you need, your agent will help estimate your dwelling’s replacement cost.
Other Structures	Covers structures on your property that are not attached to your home, such as a detached garage, shed or pole barn
Personal Property	Your personal possessions are covered anywhere in the world.
Personal Liability	Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may become liable.
Medical Payments to Others	Coverage for others who are injured at your residence.
Additional Living Expenses	Pays for expenses if you are unable to stay in your home after a covered loss.

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Talk to a Southern Trust agent to find out what coverage is right for you.